Privacy Policy for MonoCalc
Last Updated: December 18, 2025
Overview
MonoCalc is a privacy-first financial calculator application. We are committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner.
Information We Collect
None. MonoCalc does not collect, store, or transmit any personal information or usage data to external servers.
No User Accounts
MonoCalc does not have user accounts, login functionality, or any form of user registration. You can use all features of the app without creating an account or providing any personal information.
Data Stored Locally on Your Device
The following data is stored locally on your device only:

Calculation History: Results from your financial calculations (EMI, SIP, CAGR, tax calculations, etc.)
App Preferences: Your settings such as language preference (English/Hindi) and theme (light/dark mode)
Exported PDFs: When you export calculation results as PDF, files are temporarily stored in your device’s app cache directory

All data remains on your device and is never transmitted to external servers.
How We Process Your Data

All financial calculations are performed locally on your device
No internet connection is required for any app functionality
No analytics or tracking is implemented
No data is ever transmitted to external servers or third parties

Permissions
MonoCalc does not require any special permissions. When you export PDFs, the app uses your device’s standard file system and native share functionality to save or share the files.
Third-Party Services
MonoCalc does not use any third-party services, analytics, or advertising networks.
Data Security
Since all data is stored locally on your device:

You have complete control over your data
Data is protected by your device’s security measures
Uninstalling the app will remove all locally stored data

Children’s Privacy
MonoCalc does not knowingly collect any information from anyone, including children under 13.
Changes to This Policy
We may update this privacy policy from time to time. We will notify you of any changes by updating the “Last Updated” date.
Contact
For questions about this privacy policy, please contact:

Email: support@monopolysystems.com
Website: https://monopolysystems.com

Your Rights
You have complete control over your data:

All data is stored locally on your device
You can clear all data from the app settings
Uninstalling the app removes all data permanently

Compliance
This privacy policy complies with:

General Data Protection Regulation (GDPR)
California Consumer Privacy Act (CCPA)
Children’s Online Privacy Protection Act (COPPA)

Since we don’t collect any data, you retain full ownership and control of all your information.